top of page
UNION BAY STACKED.png
union bay #32 (1).png
martini.png

Liquor Liability Insurance

Protection served up just for you.

Unfair as it may seem, you can be held responsible if you sell alcohol to a customer who then causes damage or injury to themselves, others or property while intoxicated. Even if you win in any court case, you’ll still face legal costs defending a claim. That’s a big problem as many business policies specifically exclude any claim resulting from an alcohol-related incident.

​

To make things worse, most states have what are known as “dram shop” laws that create strict liability for businesses that serve alcohol to somebody who is already intoxicated. That means you can be held responsible for their subsequent actions without any need for proof you acted recklessly.

 

Liquor liability insurance covers against such cases, though you’ll need to check precisely what a policy covers. Look for assault and battery coverage, which covers claims against your staff—something that can easily arise if they are escorting a drunk patron off the premises.

​

It’s also definitely worth getting coverage against litigation costs to cover “gray area” cases where a court awards no damages but each side pays its own legal fees.

​

Find out more about liquor liability insurance by contacting us today.

Protect your alcohol-serving business from the cost of claims and continue running your business with peace of mind. 

Union Bay Favicon.png

Contact us for a free insurance quote now.
 

UNION BAY RISK ADVISORS LLC
805 Estelle Drive, Suite 102
Lancaster, PA 17601
Monday - Friday: 9:00 am - 5:00 pm
Fax: (717) 724-5555
Email: info@unionbayrisk.com
For Brookside Insurance customers click below:
Brookside Insurance
For Maple Insurance Group customers click below:
Maple.png

Have a question? We are here to help.

Please visit our contact page and we will get back to you as quickly as possible.

  • Facebook
  • LinkedIn
  • mailbox

OUR COMPANIES

Interested in selling your agency? Visit us here for Union Bay Acquisition LLC

© 2022 Union Bay Risk Advisors LLC. All right reserved. Insurance coverage cannot be bound or changed via submission of any online form/application provided on this site. No binder, insurance policy, change, addition, and/or deletion to insurance coverage goes into effect unless and until confirmed directly by a licensed agent.

bottom of page