top of page
UNION BAY STACKED.png
union bay #31.png
briefcase.png

Business Owners Insurance

Insurance coverage for small and medium sized businesses.

Business Owners Insurance, also known as "BOP" insurance, is a policy that combines both property and liability coverage into one package. 

 

A Business Owners Policy contains two primary coverages:

​

  • Liability - liability coverages available on a BOP are the same as those on a General Lability policy. This includes protection against liabilities like customer injury and property damage, advertising injury, and product related claims.

​

  • Property - provides coverage for commercial buildings and tools and equipment owned by and used for the business - referred to as business personal property. It can also pay for other things like debris removal, loss of income and pollution cleanup as part of a covered loss.

​

Businesses can tailor their Business Owner’s Policy to help meet their unique needs by adding optional coverages, like:

 

  • Data breach

  • Business income for off-premises utility services

  • Other specialized policies

​

A Business Owners Policy is built to cover companies that generally face the same risks. Customizing your BOP Insurance is an important first step when insuring your business. This insures that you have the right. coverage at a great price, as you only pay for what you really need,

​

Let us help you design a Business Owners Policy or BOP that is tailored to you and the specific needs of your business.

Contact us for a free insurance quote now.

Union Bay Favicon.png
UNION BAY RISK ADVISORS LLC
805 Estelle Drive, Suite 102
Lancaster, PA 17601
Monday - Friday: 9:00 am - 5:00 pm
Fax: (717) 724-5555
Email: info@unionbayrisk.com
For Brookside Insurance customers click below:
Brookside Insurance
For Maple Insurance Group customers click below:
Maple.png

Have a question? We are here to help.

Please visit our contact page and we will get back to you as quickly as possible.

  • Facebook
  • LinkedIn
  • mailbox

OUR COMPANIES

Interested in selling your agency? Visit us here for Union Bay Acquisition LLC

© 2022 Union Bay Risk Advisors LLC. All right reserved. Insurance coverage cannot be bound or changed via submission of any online form/application provided on this site. No binder, insurance policy, change, addition, and/or deletion to insurance coverage goes into effect unless and until confirmed directly by a licensed agent.

bottom of page